Terms of Use of the Asset Allocation Analyst’s Web Site

Last update : July 2009

EquiSoft is the owner and the publisher of the Asset Allocation Analyst web site (hereafter called, the "Site"). The Site is offered to you conditioned on your acceptance without modification of the terms, conditions, and notices contained herein. Your use of the Site constitutes your agreement to all such terms, conditions, and notices.

EquiSoft reserves the right to change the terms, conditions, and notices under which the Site is offered, including but not limited to the charges associated with its use.

Links to third party web sites

The Site may contain links to other web sites ("Linked Sites"). The Linked Sites are not under the control of EquiSoft and EquiSoft is not responsible for the contents of any Linked Site, including without limitation any link contained in a Linked Site, or any changes or updates to a Linked Site. EquiSoft is not responsible for webcasting or any other form of transmission received from any Linked Site. EquiSoft is providing these links to you only as a convenience, and the inclusion of any link does not imply endorsement by EquiSoft of the site or any association with its operators.

Links from third party web sites

Any link to the Site from a third party web site is prohibited without the consent of EquiSoft. If you wish to provide a link to the Site, you should contact us to give details of the URL(s) of the page(s) with links to the Site and the URL(s) of the page(s) you are linking to on the Site. EquiSoft does not endorse or approve the content of any third party site, nor will EquiSoft have any liability in connection with any third party site.

Unlawful or prohibited use

As a condition of your use of the Site, you warrant to EquiSoft that you will not use the Site for any purpose that is unlawful or prohibited by these terms, conditions, and notices. You may not use the Site in any manner which could damage, disable, overburden, or impair the Site or interfere with any other party's use and enjoyment of the Site. You may not obtain or attempt to obtain any materials or information through any means not intentionally made available or provided for through EquiSoft web sites.

Copyright

As a condition of your use of the Site, you acknowledge and agree that the available content of the Site – specifically, but not limited to, software, data bases, video/audio, text, illustrations, graphic design and logos – are protected by copyright, database right, trade mark and other intellectual property laws, under national laws and international treaties.

Trademarks

The names of actual companies and products mentioned herein may be the trademarks of their respective owners. Any rights not expressly granted herein are reserved.

Disclaimers

EquiSoft and/or its suppliers make no representations about the suitability, reliability, availability, timeliness, and accuracy of the information, software, products, services and related graphics contained on the Site for any purpose. To the maximum extent permitted by applicable law, all such information, software, products, services and related graphics are provided "as is" without warranty or condition of any kind. EquiSoft and/or its suppliers hereby disclaim all warranties and conditions with regard to this information, software, products, services and related graphics, including all implied warranties or conditions of merchantability, fitness for a particular purpose, title and non-infringement.

EquiSoft and/or its suppliers may make improvements and/or changes in the Site, including these terms and conditions of use, at any time and you should check these terms and conditions of use regularly for any changes. Advice received via the Site should not be relied upon for personal, legal or financial decisions and you should consult an appropriate professional for specific advice tailored to your situation.

Limitation of Liability

To the maximum extent permitted by applicable laws, in no event shall EquiSoft and/or its partners, associates, employees or other representatives be liable for any direct, indirect, punitive, incidental, special, consequential damages or any damages whatsoever including, without limitation, damages for loss of use, data or profits, arising out of or in any way connected with the use or inability to use the Site, the information, or any action or decision made by you or anyone else in reliance on the Site or the information, or any unauthorized use or reproduction of the Site or the information.